Car Accident Insurance ClaimsJuly 31, 2014
In the state of Alabama, it is required that vehicle owners maintain car insurance coverage in case of an accident. Insurance is intended to cover medical treatment for injuries and property damage caused by an accident. Immediately following an accident, the injured victims should seek medical treatment to ensure that they are safe and healthy. The next step is to call the insurance company and report the claim and then to not speak with anyone else regarding the accident.
To ensure that an insurance company processes a claim correctly and offers a correct settlement amount, contact a car accident lawyer for legal advice following a traffic collision to protect the rights to compensation.
Here at the Citrin Law Firm, we have a vast amount of experience in dealing with car accidents and the accompanying car insurance claim process. Our attorneys have the knowledge and resources available to evaluate the details of an accident and decide whether an insurance company is treating the accident victim fairly.
To find out how we can help, simply fill out and submit the “Free Case Review” form to the right!
How to File Your Claim
While filing an insurance claim may seem simple at first glance, most average drivers are unprepared to file the required information correctly after they have been involved in a car accident.
Due to a variety of factors, motor vehicle collisions are generally very stressful for all parties involved – with accident victims tending to panic after a crash, which often causes them to make statements that may hinder their ability to receive a fair compensation from insurance companies.
In order to protect your best interests, some simple guidelines to follow after you have involved in an accident include:
- First, call your insurance company to report the claim
- Report strictly the facts of the accident (stick to facts about exactly what happened)
- Be sure to avoid stating any personal opinion or emotional thought
- If medical attention is a possibility (either immediately or in the future), inform the insurer
- Keep track of all expenses related to the collision
- If an adjuster interview is necessary (typically in severe accidents), be extremely careful about what you say
- Consult with an Alabama lawyer before any additional conversation with insurance providers
At Citrin Law Firm, we strongly believe that those at fault in a car crash should be held accountable for their actions. With over 25 years of experience representing injury victims throughout Mobile and Baldwin counties, we have the desire and determination to fight for the MAXIMUM compensation benefits for our clients.
What To Do After A Car Accident – Easy & Quick Tips
Drivers know that following an accident there are a few general do’s and don’ts. While it may seem trivial, even the smallest error or lapse in judgment can be incredibly damaging to potential compensations.
Some of the most important guidelines to keep in mind immediately following an accident include (but are not limited to):
- Do not apologize, this implies responsibility. Statements like, “I hope you are okay”, are just fine. Keep it simple; avoid making any statements that suggest fault.
- Be observant, but say as little as possible.
- Take pictures of the scene, intersection, property damages, etc. is helpful.
- Write down the police officer’s name and the best method to find the accident report.
By following these simple recommendations, Alabama motorists are put in a favorable position to recover fair and just compensation for the losses they have sustained after their car crash.
Talking To The “At-Fault” Driver’s Insurance Company
Following a collision, the insurance company that issued the “at fault” drivers insurance policy will usually send out an appraiser to assess the damages involved, and to try and find out more information about the crash.
At this point, it is VERY important to remember that the primary obligation for an insurance company is to return a dividend to their shareholders, which they obtain this goal by paying out the absolute BARE MINIMUM whevener possible.
Furthermore, these investigators are NOT your friend. As highly skilled individuals, they are trained to obtain sensitive information from injury victims – information that can be used against the plaintiff should a compensation settlement be required.
By hiring the services of our skilled attorneys, we can help prepare you for those questions, and in most cases, we will simply have the insurance company contact us directly, so that we can ensure that your best interests are represented at all times.
How We Can Help Car Crash Victims
At Citrin Law, we are well aware that people can suffer severe injuries in accidents, that often create life-changing circumstances for both themselves, their families and their loved ones.
Some of these injuries can include:
…. mounting medical costs, vehicle repairs, loss of wages and other factors all contribute to putting a large amount of stress on all those involved.
Our founder – Andy Citrin – has many decades of experience handling insurance companies and car accident insurance claims. As a responsible member of his community, he has a hard-won reputationfor fighting for the rights of injury victims throughout Alabama – not large firms and corporations – and will follow your accident litigation through to the final settlement payment.
Contact Our Attorneys Today
In the case of negligence as the cause of an accident, the responsible party may be liable to the victim beyond the amount of an insurance settlement. An accident victim may be eligible to recover damages for loss of earnings, medical expenses, property damage, pain and suffering and loss of consortium.
To find out how we can help, please contact us on 251-888-8888 and a member from our intake staff will collect some information about your injury and then quickly refer you to one of our lawyers – it’s that easy!
Alternatively, for immediate assistance, complete the Free Case Evaluation form on this page.
Contact Us, Andy is Ready to Win for You
OUR PROMISE TO OUR CLIENTS: YOU WON’T PAY A DIME UNTIL WE WIN
We Know How Stressful Serious Accidents Can Be
Our law firm supports its clients at every step of the way. We handle the details of your legal claims and make sure you have the information you need to make the best choice for your family and your future.
Getting Injured People the Help They Need After a Serious Accident