Head-on collisions rank among the most devastating accidents on Mobile’s roadways, leaving victims with life-altering injuries and mounting medical bills. These high-impact crashes are especially common on heavily populated roads, like Airport Boulevard, Government Street and Interstate 10. 

At Andy Citrin Injury Attorneys, we help victims injured by the negligence of other drivers every day, something we have been doing for decades. Our Mobile car accident attorneys are deeply committed to protecting your rights and fighting to hold at-fault parties accountable. Call our trusted law firm today to discuss your situation and potential legal options. 

Call for your FREE, no-risk case review today. 251-888-8888 

How Do Insurance Companies Determine the Value of a Head-on Collision? 

Insurance companies calculate the value of head-on collision claims by considering several contributing factors, including: 

• Extent and severity of the injuries the victim sustained. 

• How long it takes the victim to reach the maximum medical improvement point. 

• The total of all medical costs related to the car accident. 

• Future medical costs if ongoing treatment is necessary. 

• Lost wages while the victim was unable to work. 

• Loss of future earnings if the victim can no longer work. 

• Property damage  

• Pain and suffering damages, such as post-traumatic stress disorder (PTSD) 

Despite seemingly doing all they can to accurately evaluate your damages, it is important to remember insurance companies’ goals do not align with yours. Instead of paying what your claim is worth, they will attempt to minimize your costs and offer you a low settlement that is less than the value of your claim. They know if you are not working with an attorney, you likely do not know all of your rights or the full value of your damages. This is why having experienced legal representation can significantly affect your final settlement amount. 

How Do Alabama’s Negligence Laws Affect My Head-on Collision Case? 

Alabama follows a pure contributory negligence system, which means you must prove the other driver was entirely at fault for your head-on collision to have a case. If you are even one percent liable for your car crash, you may be unable to seek compensation. 

This fault system is one of the strictest in the country, making it essential to seek legal help without delay.  

What Evidence Do I Need to Prove Fault for a Head-on Collision? 

An experienced attorney can help you to gather strong evidence that supports your claim, including: 

• Police reports 

• Witness statements 

• Dash cam or traffic camera footage leading up to the crash. 

• Photos of the crash scene, vehicle damage, and the location where the crash occurred. 

In complex head-on collision cases, your attorney may recommend consulting with an accident reconstructionist. These experts are specially trained and use computer technology and other tools to reexamine the evidence and provide clarity about the events leading up to the crash. 

What Is the Average Settlement for a Head-on Collision? 

There is no one-size-fits all number for the damages caused by a head-on collision. However, more severe cases, such as those resulting in permanent disabilities, often result in higher settlements. 

There are multiple types of compensation injured victims may be able to recover after a head-on collision, including compensation for medical costs, pain and suffering, lost wages and more. 

Why Are Head-on Crashes More Severe Than Other Accidents? 

Head-on collisions are not as common as other types of car accidents, but they are more likely to cause catastrophic or fatal injuries. 

Combined Force of Impact 

Head-on collisions combine the forward momentum of both vehicles, essentially doubling the speed and increasing the force of impact. 

Direct Threat to Vital Areas 

Head-on crashes are more likely to cause drivers and passengers to sustain severe chest, head, and spinal injuries. Other injuries that are common in wrong-way crashes include traumatic brain injuries, internal organ damage and complex bone fractures or crush injuries. 

Reduced Reaction Time 

Head-on collisions give minimal time for other drivers to react, especially on busy two-lane roads like Dauphin Street. The split-second timing between recognizing danger and impact gives drivers little chance to take evasive action. 

Complex Recovery Process 

Victims of head-on collisions typically need more intensive medical treatment and have a longer recovery time than for other traffic accidents. 

Do I Need a Lawyer for My Head-on Collision Case? 

Technically, you do not need a lawyer to manage your claim, but the legal process is complicated. When you do not have legal representation to protect your rights, you open the door to allow insurance companies to take advantage of your vulnerable state. Not having legal representation greatly increases the likelihood that insurers will pay you far less than what your claim is worth.  

Contact Andy Citrin Injury Attorneys for Legal Help 

At [law-firm], we have secured millions in settlements for our clients, and we are ready to fight for the full and fair compensation you deserve. 

Our trusted law firm can handle every aspect of your claim while you focus on the process of healing. When we represent you, there are no upfront costs or fees to pay. 

Andy Citrin Injury Attorneys If we don’t win your case, you don’t pay us a dime. [client-contact-number] today.