Car accidents can leave victims overwhelmed by injuries, shock, and uncertainty about what comes next. While it is essential to seek immediate medical attention, many victims may get too distracted or unaware of the importance of mitigating their damages after a crash.
Knowing how to protect your rights and reduce your losses can significantly influence your recovery and any legal claims you may pursue. This blog outlines practical steps victims can take to protect their interests and strengthen their claims.
If you were injured in a car crash in Alabama, our experienced Mobile car crash lawyers are prepared to help. Seeking legal help right away can help you avoid mistakes that could hurt your claim.
Not sure what to do after a car accident? Call our firm for a free consultation: 251-888-8888
What Does it Mean to Mitigate Damages?
After a car accident, mitigating damages means reasonably trying to minimize your losses and prevent your injuries from getting worse.
Insurance companies closely watch how accident victims handle their recovery. If you fail to mitigate damages, such as by skipping medical appointments or ignoring doctor recommendations, it could hurt your claim. Actions like these give the insurance company room to argue that you caused your injuries to worsen, giving them a valid reason to reduce your compensation.
How Can Victims Mitigate Their Damages After a Car Crash?
Here are some critical steps accident victims can take to effectively mitigate their damages:
- Seek Medical Care After a Crash: Even minor symptoms may be hiding a more severe injury. Seeking prompt treatment gets you medical care sooner, preventing your injuries from worsening. It also creates documentation of your injuries, when they happened and what plan of care the doctor recommends.
- Treatment Plans: Follow the doctor’s treatment of plan, including physical therapy, follow-up appointments and taking prescribed medications. These steps show good-faith recovery efforts on your part.
- Document Everything: Save medical bills, take photos, keep receipts and maintain a recovery journal tracking your progress.
- Watch Communications: Avoid posting on social media about your accident and let your attorney manage any insurance inquiries.
- Return to Work Appropriately: Do not return to work too soon; wait until you are medically cleared.
- Keep Records of Lost Income: Document missed work hours and other financial opportunities lost due to your injuries.
- Report New Symptoms Promptly: Tell your doctor about any new pain or complications to ensure prompt treatment.
Who Decides Victims Are Mitigating Their Damages Reasonably?
Insurance companies and courts ultimately decide if an accident victim’s efforts to mitigate damages are reasonable. They look at things like how quickly you got medical care after the car accident happened. They also check to see if you followed your doctor’s orders and took smart steps to limit unnecessary financial costs. One prime example is if you engaged in activities against the doctor’s orders, making your injuries worse. Since you would require additional medical care, those actions led to increased costs associated with your claim. A reasonable person trying to recover from their injuries would follow doctor’s orders and do what they needed to do to aid the healing process.
It is important to understand how your actions create proof of mitigation, which is why working with a Mobile injury lawyer early can help to protect your case. Your attorney can guide you throughout the legal process and help you understand how to document your efforts..
What If the Insurance Company Says I Failed to Mitigate My Damages?
If an insurance company claims you failed to mitigate damages, you should speak with your attorney. Your attorney can help prove your mitigation efforts by showing medical records and other evidence of how you followed your doctor’s treatment recommendations. They can also help by explaining any special circumstances that affected your choices.
It is important to remember that insurance companies often use this and other tactics as a way to reduce payouts. An experienced lawyer can dispute these claims and help to protect your right to fair compensation.
What Documents Can Help Provide Evidence of Mitigating Damages?
Strong documentation proves you took reasonable steps to recover and limit your damages after an accident. Here are key documents that can support your mitigation efforts:
- Treatment Compliance: Relevant medical records, invoices and other documents
- Work Records: Documentation of time off and return-to-work attempts
- Expense Receipts: Records of medical bills, travel costs and other expenses related to your crash injuries
- Recovery Journal: Daily documenting pain levels, how your injuries limit you, and your recovery progress
- Communication Records: Copies of emails and letters with insurance companies, your employer and healthcare providers
- Photos: Images showing initial injuries and throughout the recovery progress
- Witness Statements: Third-party accounts supporting your mitigation efforts, such as family members who drove you to your appointments
Contact Andy Citrin Injury Attorneys for Legal Help
Mitigating damages after a car crash calls for a proactive mindset. Calling an experienced injury lawyer first ensures you get the legal guidance you need to avoid mistakes that could hurt your claim. It also means you have someone protecting your legal interests and advocating for the full and fair compensation you deserve.
Some victims leave their claims to chance, but this is not something you need to handle on your own. We have years of experience and a history of proven results. Call Andy Citrin Injury Attorneys in Mobile today. Your initial consultation is free, and if we represent you, there are no upfront costs or fees to pay.
Need Legal Help? Call Our Trusted Law Firm Today: 251-888-8888
Andy is the owner and CEO of Citrin Law Firm, P.C. He founded the firm in 1995 with the goal of helping injured people put their lives back together. His passion for protecting injured people has only grown since he opened the doors of Andy Citrin Injury Attorneys, and he has a history of winning numerous multimillion-dollar verdicts and settlements for his clients.