The demand letter serves as the foundation of your Mobile personal injury claim. This critical document outlines the facts of your accident, details of your injuries, and formally requests a specific settlement amount based on your damages.

At Andy Citrin Injury Attorneys, our experienced Mobile personal injury attorneys have helped countless injured victims secure compensation. When we represent you, we prepare a strategically developed and comprehensive demand letter on your behalf. We manage all negotiations with insurance adjusters, signaling we are serious about recovering the full and fair compensation you deserve.

Call our firm at 251-888-8888 today to get started

What Is a Demand Letter in a Mobile, Alabama Personal Injury Case?

 A demand letter is a formal document sent after being injured due to another party’s negligence. This formal request should be addressed to the insurance company and/or the opposing party. It should include key details about the incident, the injuries you sustained and the payment you are requesting for any resulting damages. While writing a letter sounds like an easy task, there is much more to crafting an effective demand letter to get the results you want.

What Key Elements Should Be Included in a Comprehensive Demand Letter?

 A comprehensive demand letter should include several key elements to effectively present your case and maximize your chances of receiving fair compensation. Below are the components every demand letter should contain:

• Clear statement of facts about the accident (date, time, location)
• Detailed description of all the injuries sustained as a result of that incident
• Full documentation of medical diagnostics, treatments, follow-up care, and costs
• Evidence establishing the other party’s liability
• Calculation and evidence of your lost wages and income
• Documentation of the pain and suffering you suffered as a result of the incident
• Evidence showing how the injuries affected your daily life
• Specific settlement amount being requested
• Deadline for response from the insurance company
• Reference to relevant Alabama personal injury laws
• Copies of supporting documentation (relevant medical records, employee records, police reports)
• Professional tone that conveys seriousness without emotional language

Will Having an Attorney Draft a Demand Letter Help Maximize My Compensation?

Having a qualified Mobile personal injury attorney draft your demand letter helps to optimize the outcome of your claim in many ways. To start with, insurance companies respond differently to attorney-drafted letters, because it signals you are serious about recovering your damages. More importantly, it lets insurers know you are backed by a knowledgeable legal professional who knows the tactics insurers use to devalue your claim and how to dispute them.

While no one can guarantee a specific outcome, victims represented by attorneys often receive higher settlements than those who try to recover compensation on their own. Insurance adjusters are more likely to offer fair compensation when you have an attorney who is prepared to take your case to court.

At Andy Citrin Injury Attorneys, we have decades of experience advocating for injured victims. We know how to craft a comprehensive demand letter that includes all your damages. Our legal team strives to present your case in the strongest legal framework possible.

Do Insurance Companies Have to Respond to a Demand Letter in Alabama?

Alabama law does not require insurance companies to respond to a demand letter. Despite not having any formal legal requirement to answer, insurers are generally expected to engage with the claim under the duty of good faith.

When they do respond, their reply usually falls into one of three categories: they might accept the demand as stated, present a counter offer that outlines a different amount or set of terms, or outright reject the claim. Regardless of how the insurance company responds to this initial request for compensation, having legal representation ensures your best interests are protected.

What Happens After My Attorney Sends Out a Demand Letter

After your attorney sends out a demand letter, the insurance company will review the claim, including the evidence, details of the damages, and the compensation amount requested. This process often opens the door for negotiations between your attorney and the insurance company.

If a settlement is reached and you accept that offer, the formal process of finalizing your settlement and issuing compensation will ensue. However, if the insurance company denies the claim or refuses to offer a fair settlement, your attorney may advise pursuing further legal action, such as filing a lawsuit.

Throughout the legal process of seeking compensation for your damages, whether through a settlement or representing you in a trial, the legal team at Andy Citrin Injury Attorneys works hard to advocate on your behalf of your best interests. While most cases resolve without having to go to trial, our law firm has the added benefit of helping you prepare in Alabama’s only realistic mock courtroom.

Need Legal Help? Contact Our Trusted Firm Today

A demand letter creates the basis for insurance negotiations after an accident that leaves you injured. We craft this letter to firmly establish the other party’s liability, accurately documenting your damages and the full value of your claim

At Andy Citrin Injury Attorneys, we understand that skilled negotiation directly impacts our ability to secure favorable results for our clients. Our proven history of success includes millions recovered for injury victims throughout Mobile.

Contact our office today to discuss your situation and potential legal options. When we represent you, there are no upfront costs or fees to pay to engage our services. We only get paid our fees if we win your case.

At Andy Citrin Injury Lawyers, “I win, or you don’t owe me a dime.” 251-888-8888